Privacy Policy

1. Information We Collect

• Personal Identification: Full Name, Email, Phone Number, Date of Birth, Address, PAN, Aadhaar, Employment Information, Bank Account Details.
• Financial Information: Bank Statements, Salary Slips, and Consent for Credit Checks required for loan applications.
• Transactional Information: Details about your loans, repayment schedules, and transaction history.

2. How We Use Your Information

• Loan Processing: Assessing eligibility, processing applications, and managing repayments.
• Service Improvement: Enhancing our platform based on user interactions.
• Compliance: Complying with legal requirements like KYC and AML regulations.

3. Sharing Your Information

• Authorized Third Parties: Credit Bureaus, Payment Gateways, and Verification Agencies.
• NBFC Partner: We share data with Ramchandra Leasing & Finance Limited for loan processing.
• Legal Authorities: Disclosed as required by law for regulatory reporting or fraud investigations.

4. Data Security

We employ encryption, secure servers, and multi-factor authentication to safeguard your data. However, no system is 100% secure, and we encourage users to proceed with caution and protect their credentials.

5. Cookies and Tracking

We use cookies and tracking technologies to enhance your browsing experience. You can control cookies through browser settings.

6. Your Rights

You have the right to access, correct, delete, or request portability of your data. You can also opt out of marketing communications at any time.

7. Retention of Information

We retain your information as long as it is necessary for business or legal reasons, and securely delete it when it is no longer needed.